Only 151 borrowers of the Housing Financing Agency (HFSF), with loans totaling € 6 million, did not repay their installments, out of a total of 3,208 borrowers with a total loan amount of € 167 million, to whom the grant was granted. , between 30 March 2020 and 31 December 2020, in accordance with the relevant decree issued due to the restrictive measures to deal with the coronavirus pandemic.
Specifically, in statements to KYPE, the General Manager of OXS Andreas Georgiou said that out of a total of 22,162 who were eligible for the installment suspension, the organization granted installment suspension to 3,208 borrowers (total loan amount of € 167 million) at their request that they face financial difficulties as a result of the effects of the COVID – 19 pandemic.
He stated that with the resumption of installments at the end of January 2021, 3,049 borrowers (loans amounting to € 160 million) returned to normal payment of their installments. He added that 151 borrowers did not resume the payment of installments, with loans totaling € 6 million, of which 39 maintain loans with OXF funds, totaling € 3.3 million.
As for the rest, Mr. Georgiou said that 7 borrowers maintain loans with state funds and 105 with funds of the Central Agency for Equal Burden (KFIKB) managed by the OHS, total amount of loans for both categories € 2.8 million .
In addition, he said that out of the 39 borrowers who maintain loans with funds of the organization, there are about 15, who have requested adjustment (restructuring) of their loan because they continue to face financial difficulties.
He noted that the OHS will consider their request in the coming days to give them some solutions, including “the payment of a smaller amount of installments for a few more months through the process of regulating their loan.”
Also, the DGS's DG told KYPE that the borrowers who maintain loans with KFIKB funds will be encouraged to contact the Institution to submit requests for settlement of their loans, while the rest will be invited to come to the DSF for loan settlement. their.
He noted that of the 3,208 borrowers who have been granted installments, most have made full use of the permitted 9-month installments and are not entitled to further installments, while only a small number of OXS borrowers are now eligible to use the tool.
Additional 1,550 borrowers with loans of € 29 million eligible with the extension of the KFIKB MES management plan
Regarding the extension of the Plan approved by the Council of Ministers in December for the management of terminated / overdue / non-performing loans granted after approval by the Central Balancing Agency, Mr. Georgiou said that today, with the revision and revision , which entered into force on 4 January 2021 and expires on 30 June 2021, creates an additional number of eligible borrowers amounting to approximately 1,550 with a loan portfolio of € 29 million, relating to the Institution's funds, and an additional 65 borrowers with a total loan amount € 1.8 million with funds of the OXS and guarantee of the Institution.
The original Plan was approved by the Council of Ministers at its meeting on November 6, 2019 and was published on the website of the Ministry of Finance on December 3, 2019.
The purpose of the Plan is to assist loan borrowers who had, on December 31, 2019, loans received with the approval of KFIKB and showed delays of more than 90 days, on the above date, in settling their obligations arising from their loan agreements. .
The OHS DG clarified that those borrowers who did not apply in the initial announcement of the Plan and today with the extension of the Plan are not beneficiaries are not entitled to apply.
Based on the extension of the plan, the borrowers are not eligible, who while they were beneficiaries of the first Plan did not submit an application and according to the new provisions of the extension of the Plan are not beneficiaries (eg had delays of more than 90 days during the 31st of December 2018 but did not show delays of more than 90 days as of 31st of December 2019)
Regarding the plan that ended on August 31, 2020, Mr. Georgiou told KYPE that the eligible borrowers with funds of the Institution amounted to 3,730, with a total amount of loans of € 86.5 million, of which 2,246 borrowers with interest then expressed interest. total loan amount € 48 million.
He also stated that 264 borrowers were eligible at that time, who maintain loans guaranteed by the Institution but with funds of the OXS, totaling € 12.7 million, of which 218 borrowers expressed interest, totaling loans of € 9.7 million.
