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Hellenic Bank: A mortgage tailored to your needs

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The home loan is the first solution when it comes to financing for the purchase or renovation of a first home

Ελληνικor Τραπεζα: Eνα στ εγαστικo στα μeτρα σας

HELLENIC BANKoffers solutions for all housing needs, while alternative service channels make the process easier than ever. Hellenic Bank remains steadfastly by its customers, offering a full range of lending products that cover all housing needs and more.

Home Loan

< strong>The housing loanis the first solution when it comes to financing for the purchase or renovation of a first home. The loan is offered with a long repayment period of up to 30 years or up to the age of 65 of the borrower (whichever comes first). The plan is also granted for transferring an existing loan from another bank.

Green Housing Loan

The Hellenic Bankleads the transition to the Green Economy, emphasizing sustainable financing, offering environmentally friendly loans and providing incentives to encourage its customers to improve their environmental performance. In particular, it “rewards” its customers who choose their home to be “green”, offering them a lower interest rate for the purchase of a first home with energy efficiency A or B, or the renovation and energy upgrade of their home. The “Green Home” plan offers a lower mortgage interest rate, according to the energy efficiency category of the home.

Specific, a discount is granted on the mortgage interest rate:

  • 0.15% for homes with energy efficiency class A
  • 0.10% for homes with energy efficiency class B

Fixed Rate Home Loans

Through of its mortgage loans, Hellenic Bank also offers its customers the option of a fixed interest rate for 3.5 or 10 years. During the fixed rate period, the monthly installment remains fixed even if the Bank's base rate increases. So the Bank's customers who choose a fixed interest rate know exactly what the monthly installment is and can better plan their monthly expenses.

Grace Period for Building a First Home

For mortgagesgranted for the construction (construction) of a first residence, Hellenic Bank grants its customers the possibility of a grace period of up to 24 months. During the grace period, only the interest on the loan is paid, with principal repayment beginning after the end of the period.

Real Estate Loan

The Hellenic Bankoffers loan solutions for any property its clients dream of. The Real Estate Loan is the ideal choice for the purchase, construction or renovation of a holiday home, the purchase of land for future or immediate use, the purchase of property for rental or investment and the purchase or renovation of property for business use. The product offers a variable interest rate, a grace period during construction and a long repayment period.

Quick and simple

Customersof Hellenic Bank can choose the housing plan that suits their financial needs and start the process online! By filling in the necessary information on the installment calculator, they can find out the installment for the financial solution they are interested in and if the installment satisfies them, then they fill out an interest form and a Bank employee will contact them.

With the “Book A Meeting” option on the Hellenic Bank website, everything has become faster and simpler. The customer arranges an appointment with a bank employee, on the day and time that suits him and chooses whether this appointment will be made online or by visiting the store of his choice.


Customers can arrange appointments, either in person in a store, or digitally through Microsoft Teams, via the website https://hbcy.me/bookameeting

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Source: www.kathimerini.com.cy

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